Ann: Afterpay Funding Position, page-37

reading my last post, one could think Afterpay are heavy handed. But remember they don't charge interest.
Banks actually hope you don't pay the balance in full. Banks can then charge you interest at 15% and they let you keep making purchases, even though you can't pay the balance off each month on what you've already spent!. What a rort! If the Banks were responsible they would stop the cardholder from making further purchases until the balance is paid off!