Ann: Annual Report to shareholders, page-29

Motors, it comes down to where you are in the life cycle. I have been retired nearly 3 years, retired at 58, and my share investments are the money I could not put into superannuation due to the rules. The super fund has performed well (Australian Super balanced) and the few shares are an interest with a few dividends coming through now and then. My longer term plan is to move the shares to mainly LICs and ETFs for simplicity plus the four banks, and a bunch or REITs. Apollo does not fit anymore.

Having a bunch of shares outside of an industry super fund keeps me interested in what is happening in the markets, and I have moved on from small caps, and mainly invest in them through WAM - pays someone else to do the trading and sit back and receive the dividends.

I also need to be set up so my partner can manage things if for some reason I am not capable. Again trading Apollo does not quite fit