"Net tangible assets per ordinary share decreased by 0.55 cents...

"Net tangible assets per ordinary share decreased by 0.55 cents to 12.88 cents (30 June 2020: 13.43 cents). When
incorporating the consolidated entity's 50% interest in the Resi Wholesale Funding joint venture, the net tangible
assets per ordinary share becomes 15.54 cents (30 June 2020: 16.01 cents)"

Just a reminder of what we have here, even with a NTA decline off the back of a 0.1% cash rate environment.

If ANY of the growth levers here land a blow, this thing is silly cheap - even with the sandpit management fees.