The date of change was 14th Feb where the SP closed at 32c
value = 4m shares @ 32c = $1.28m
loan per notice = $1.024m
LVR = $1.024m / $1.28m
LVR = 80%
If my workings are correct, HSBC seem confident backing either Stu being good for it or STX sp performance.
Ann: Appendix 3Y Stuart Nicholls, page-54
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