the 1% fee for every transaction when you're dealing with 3million+ is very steep in my opinion. If you do 2million per month for a year that's around 12% interest you've been charged, which is huge IMO.
plus if the customer doesn't pay in the month you get charged an additional 0.33% per month.
Ann: Appendix 4C and Quarterly Activity Report 31 March 2017, page-17
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