Ann: Appendix 4C - quarterly, page-34

That is entirely possible.

Isx communications have been changing for what they would like to see happen to a very conservative forecast view point.

Also keep in mind adding another 1m transactions is a 60% increase from 1.6m. Late last quarter they raised guidance from 30 to 40-50% transactions. So once again not so far from current forecast.

Not to mention the fines for AML are really starting to climb. Cba was only a tiny slap compared to the ones in euro zone and US. Customers are knocking on the door.