Ann: Appendix 4C - quarterly, page-8

Hello fellow investors. I am new to the stock market and PIL is my first investment.

I am trying to learn more about the company but i dont understand a few things.

Probably dumb questions to ask but here goes.

Can someone please explain in very simple terms, how exactly does it work when PIL onboard network partners who distribute Eload and Bills payment services on a distributor basis?

Does it mean they signed up more telco companies for Bizmoto agents to then onsell their Eload?

Would PIL have been paid a one time fee to onboard these new network partners?

How did revenue increase so much because of this?

When PIL say that that they will look to license their mobile banking platform, what exactly does that mean? Will banks pay a one time license fee to use it?

Sorry if these answers are obvious to everybody else.