The CBA debt has definitely come down substantially in the past...

The CBA debt has definitely come down substantially in the past two years. The Chairman, I believe, has a good relationship with them. I get the very strong impression he is managing this issue, whilst re-building the business into a cashflow positive position, as highlighted by the December qtr.

Given the debt has been reduced, it is extremely unlikely the CBA would be demanding their $4m back within 12 months. To suggest that is inflating the situation.