As for the commentary, it sounds like growth quite literally on...

As for the commentary, it sounds like growth quite literally on all fronts, but what they should really say (that most the BNPL companies love doing) is rather than comparing Q42020 to Q12021, they should do the following:

Q1 REVENUE 2020: $0.81m
Q1 REVENUE 2021: $16.9m*
Q1 REVENUE GROWTH UP 1,986%

and then Mr Market will like it... ZNO doesn't even have to make a profit (and yet they do - in fact they are essentially printing cash).

*estimated revenue, based off cash receipts and receivables, but this figure could be higher or lower