"NO. So the only transaction that exist would be between the account holder and the online video gaming company."
How can you believe this, honestly. To give you another example; Steam games allow for trading/buying/selling of items for other items or funds credited to your steam account. However, you cannot withdraw this as cash so those 'funds' can be better described as credit than money. If I wanted to liquidate my items I would choose to sell to a third party unrelated to Valve, who would exchange my items for real money. I have done this repeatedly in the past so I can personally confirm that what you're saying is ridiculous. I have also boosted other people's accounts for money, which you seem to think is not possible.
You're a dinosaur anies, you're as disconnected here as you are with your political views. The way you can't admit that you're wrong just makes you seem like a narcissist.
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