I think someone had already pointed out EN1 wasn't a great match...

I think someone had already pointed out EN1 wasn't a great match for an AU bank. This might have been a quick experiment on both sides but would have been clear pretty quickly before credit exec engagement I would have thought. Unless you're vanilla or based here is a tricky proposition. EIDL looks far more straightforward and then ability to roll that into a commercial term loan locally (US) seems more logical.