Penny pinching companies including the gov have under duress, forced citizens to divulge their banking details and have created centralised fodder for the scammers
An software security measure to protect clients is bound to fail eventually!
Ask yourself would scammer from oversea get into ur bank acct from anywhere in the world if we remained with snail mail?
I reckon u would be the type who would possibly be on part of a company business expense!
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