Agree ND...the 'trick' has always being finding out which strategy is the most COST EFFECTIVE...direct-to-client is a no brainer in this situation and a SmartBuy exclusive product range, that you get first, and 'discounted 'prices ...just for being a SmartPay client.
This is a new and exiting model to take forward and expand... a commission on each transaction and a commission on product sold.
Cheers
Ann: Australian Wine to Chine in Online Marketing & Payments Deal-SMA.AX, page-19
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