Looking at the loan strategy. Anz is the only bank of big 4 to not cut the borrowing buffer and also still be offering a fat cashback. Are they wanting more higher quality borrowers? Or can't decide which way to go with the size of loan book?
Also, I just realised this but did the big 4 get a massive loan from RBA during covid for 3 years which is at near 0% interest rate? and they are making 5 6 7 8% interest revenue on the other side?
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