I've just been reading about the India mess and did not like what I saw....
What Broke ZestMoney – How India’s BNPL Poster Child Lost Its Zest
"At the time when ZestMoney’s rivals, Lazypay, Simpl, and KreditBee, have restructured their businesses to cut operational costs and curtail their losses, ZestMoney’s earliest backers, including Quona Capital, Australia-based Zip, and Omidyar Network, are looking to invest in the company."
inc42.com/features/what-broke-zestmoney-how-indias-bnpl-poster-child-lost-its-zest/
Ann: Balance Sheet Strengthening to Support Profitable Growth, page-8
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