Ann: Becoming a substantial holder, page-155

One would have to ask themselves does BNPL stack up in Asia like it does in western countries!!?? Yes in the USA,UK, Australia etc it works because of the larger commissions on sales. Population might be larger in these areas but as a few punters have already pointed out can people afford these big ticket items that the average Joe blow in western societies take for granted. The numbers would have to stack up as well as credit ratings.. Maybe I have read wrong but how would the payments work when only a small percentage use credit cards which the like of Z1P and APT actually work in the customers benefit!?? AIMO