I have for me anyway quite a load of BOQ, methinks its well...

I have for me anyway quite a load of BOQ, methinks its well managed conservative approach to loan book unlike the other high profile instos little or no errant issues  there was the premptive move toward Basal 3 will reduce the cost impact to the balance sheet from the broader findings of the Commission into bank practices, I am betting hugely the divvy will essentially be maintained and fuure 12 to 18 month earnings will probably be impacted by reduced demand but not impacted by poorly performing loans in short arrears, to my mind BOQ  is well under fair value even with headwinds and is currently priced for further significant declines {heavily shorted} could be wrong so dont trust what I have written currently holding at 910c average doubled up recently held through falls to 881c , so if divvy is maintained or close to, huge yield, sp. will have low risk of capital loss and possible upside of say 10% maybe more