Hi Stenfan, I totally agree with you and I dont mean that AfterPay should use 'tricks' for customer to pay 'late fee'. But it is clear that AfterPay service encourage people to spend money in advance. If only people who have a good financial plan to use AfterPay, I dont think it increase sale a lot for retails. anyway, I support AfterPay and use it as I can. I feel it is fair and excellent service!
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