I have copy and pasted from the NabTrade website and have an acc there as well. You will see there is a $1m limit on the 2% then it's 1.5%. However you can open another high interest account and put another $1m in at 2% and so on, quite an anomaly imo!
You do have to move the cash to the cash acc to place orders, if you don't the order is rejected and you will be asked to put it into the cash acc. A pain in the arse shifting funds around all the time if you are an active trader.
Ann: Business Update & Appendix 4C, page-11
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