Now he's trying to paint the IDC loan in a bad light, giving an...

Now he's trying to paint the IDC loan in a bad light, giving an example of another company's debt which is completely different to what MNB has been offered. He is either trying to mislead or isn't aware of what MNB has been offered. If unaware he should do his research instead of telling us to "DYOR".
The "material terms" for the loan were announced in December but he keeps warning about us being at the "mercy" of lenders.
Hopefully people read the actual announcements.

The Material terms of the debt are listed below and were included in the December presentation. Material terms means material so there should be nothing else of any significance that isn't listed below. There is nothing in these terms to see the loan as anything but a very positive development.