Ann: Ceasing to be a substantial holder, page-6

I’d be shorting Afterpay over any major bnpl
looking at Klarna and Affirm way bigger than Afterpay yet market cap less
there is nothing unique that Afterpay does other than charge the highest merchant and late fees
if You are never late on payments Afterpay is ok for customer terrible for merchant. If you miss a payment Afterpay is terrible for merchant and terrible for fustomer

I say that in terms of both merchant and customer get screwed the most and Afterpay takes the biggest cut

no wonder why the other bnpl are doing better than them. What’s Afterpay doing to protect and maintain loyalty? No new products. Locked into merchants forcing people to buy from them or use Zip.

zip is a superior product and company hands down
anyone that doesn’t believe me try zip and you’ll be converted.
Afterpay is ok, but just ok