Ann: CEO & Chairman Update, page-33

Yes - very suspect alot of their reports

i use them mainly for their analysis as its typically black and white data but when it comes to their recommendations i take with a grain of salt

GS report does note there is valuation support based on key valuation metrics however the uncertain cloud in terms of NIM and management alongside strategic goals is creating SP uncertainty - which i agree with

I've said it before - if you bought above $8 p/share you may be in for a while yet to see any gain however anyone who has accumulated <$8 is getting a decent ROI yield wise and will get some CG going fwd - especially <$7 buyers

I thankfully have averaged down to be sitting on the dot at $7 which i am comfortable with as thats a 7% yield on FF dividends - better than a offset or savings account, CG would be nice however.