Ann: Change in substantial holding, page-44

Blackrock is a big fund, big money is not always smart money ; I will be adding SVL more and more as the price falls : SVL has the assets, when the POS goes up this will be a different stock altogether , in the meanwhile we have to withstand the pain and doubts , it is part of the game ; another stock of mine, CTM withstood the bear onslaught for two months the same way ( I was down more than 60 percent there for some time ) , now the stock is headed to much much higher levels ; I am very sure SVL is a mega bagger but only for patient investors who can hold it through next two years atleast ; ;I know investors are stuck here from much higher levels over the last few years, a lot of unspoken voices are hurting here, feel really sorry for them ; our time is not far off folks,stay cool, add SVL at this level or just stay invested ;Kindly do your diligence before you buy or sell SVL : disclosure I hold totally 53 stocks in NYSE /TSX/ASX and SVL is a stock about which I have very high level of conviction : most of the investors think SVL is a sheet stock ; boy, would love to see them when they go wrong ;