Ann: Change in substantial holding, page-10

That is a better quality assessment than we would get from many brokers, thanks, and also to ex holder Joewolf who has given us excellent unbiased analysis for 4 years whether he held or not.

I waited for the pit just ahead of buying in to this in June 2014 averaging 27c, but I didn't follow the T/A rules much after that because nearly all of these shares went into the account of my partner who is more concerned with dividends than share price. It will pain me to let that income stream go because the cheques really do add salve. I don't even feel I have the right to make decisions on behalf of others. T/A wise, I still believe we have seen the worst, though not being able to sell the non-performing assets is obviously a serious problem.

I'm out of my depth here because I normally use T/A alone and don't need to know if the company sells dog turds for a living, but on that basis I'm hopeful.