Just something else that seems pretty similar with the credit...

Just something else that seems pretty similar with the credit clear offering.

https://www.commbank.com.au/business/merchant-services/bpoint/bpoint-packages.html#checkout?ei=clm_bpoint-checkout

Have a look at the below features of BPOINT Checkout , Issue a payment link via SMS, QR Codes etc it ticks all the boxes

Payment plan

• Create payment plan or share a link to the customer to choose a payment plan
• Configure reusable payment plan options (instalment types such as monthly, weekly)
• View and edit existing payment plan options
• Generate a QR code for the create payment plan URL

Issue invoices & payment links by email

• Configure email templates
• Ability to expire the payment link to prevent payment after the due date
• Search and track the status of each request
• BPoint Enterprise merchants can issue payment links via SMS as well

To my knowledge BPOINT use to be quite restrictive and accept payments by either VISA or Mastercard option. Now has features like Applepay and Direct debits from bank accounts to increase their product offering.

IBPOINT is used by customers such as Queensland Education schools as the preferred method of payment.