Ann: Change of Director's Interest Notice - Jiayin Xu, page-3

Looks like the shares Mr Xu have sold off market may have been going to Mr Natarajan Chandrasekaran. This shareholder is also the chairman of a multibillion dollar Indian conglomerate (owns Tetleys Teas and various other companies) and was listed as a 2.5% shareholder from last year onwards. Xu and his associates still have a majority stake so the sale is likely to be strategic.
-If Xu plans to buyout minority shareholders (most likely) he is getting paid now then buying back these shares anyway with companys cash.
-Xu may be trying to create business ties with Mr Chandrasekaran and if Xu does buyback the company at least this holder will probably make a reasonable profit at these prices.