Ann: Change of Director's Interest Notice x 3, page-50

You know a smart analyst.

Afterpay has Xin Ge.

Xin Ge – Xin joins Afterpay as the Global Chief Risk and Analytics officer. Xin's most recent role was the Head of Risk Management at Uber, where he was responsible for Uber's global account security, payment risk, marketplace fraud and abuse. Prior to Uber, Xin spent 14 years with eBay and PayPal focusing on trust and safety and overall risk management. He was VP of Global Seller Risk Management, Resolutions and Protections at PayPal and founder of the PayPal Global Risk Management Centre in China.