if you don't think a bunch of risk-averse liquidity has exited the market in the past 12 months in favour of safer havens/going higher % cash, then I wouldn't be throwing around the "pleb" terminology so cavalierly there hoss
but I forgot that everyone on HotCrapper thinks they're Buffet 2.0 and enjoys sniffing their own farts
bottom line is even a meagre few % returns in a savings account is better than the zero returns keeping money in the SWF brokerage account gives you, which likely has at least some direct effect on SWF's revenue
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