You are all correct in your assumptions,Humm has lost all...

You are all correct in your assumptions,

Humm has lost all credibility and it is the fault of management especially AA,

The soap opera that was the Lattitude TO was so badly handled that it left a stain on Humm that will take a long time to erase,

Management for this company is very poor as they promised that things would get a lot better and with the last half year results having major problems especially around the increased interest expense that should have been understood/managed significantly better as they are a consumer finance business FFS,

I am not that positive on the business but am hoping that over the next year or so there will be some improvement that will allow me to exit,

Overall I believe that AA needs to go as he has been in charge of the destruction of the share price over the last 5 – 7 years and new management appointed.