So without credible management they have become a MNC present in 13 countries….you just open a coffee shop and operate it successfully for one year then you will find out the credibility of the management
Zip is the most innovative of all the other BNPLs…just wait for another two years you will see zip profitable and operating in 50 countries
Bu your definition only top three banks in the world have credible management and the rest are all farts like you….lol
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