Ann: Consolidation/Split - PEN, page-68

I like the way you always go back to fundamentals and explain it in those terms.
Anyone investing in the share market should understand those. However, I am pretty sure speculators including those on HC don't. They replace it with emotion.

We will need a good dose of fundamentals if the leaching and precipitation turn out as expected.
If those in BOE had kept that in mind they would have hung on to a lot more of their gains.
So to spell it out a little. A lot of us run around blaming the managers etc. but we should be blaming (and kicking) ourselves.

To be fair though it's pretty hard to say "It's my fault because I'm a useless pr***". (Much easier to say it about mgt.)

All IMVHO