@tolemeo,
@mavday3006 - below is the monthly volume data to make your opinions if it helps
green background: where monthly volumes turned out to be better than what I assumed (less lock downs that predicted at that point).
red background: where monthly volumes turned out to be worse than I assumed (too many lock downs like recent NSW and VIC ).
yellow background: just guess at this point.
CY19 to CY21 is a gap of two years but impacted by so many events, I don't believe even that is an apple-to-apple comparison in my view but interested to hear your view on payment volume growth trajectory.
In my view, none of this data does not give a good pointer to share price change though, not explaining gross margin well in the presentation may have caused this situation and require some time to get the focus firmly back to progress in payment volumes and similar topics.
(20min delay)