Ann: CREDIT CLEAR RAISES $8.5M, page-20

Actually the numbers should be much better based off that process - of increasing each month by $100k - I made an error

ARR Baseline of Sept 2022 - $36 mill
year to Sept 2023 - $43.9 mill
year to Sept 2024 - $66.1 mill
year to Sept 2025 - $90.7 mill

Assumptions:
• numbers are rough - but definitely based off facts
• CCR win $1mill of new ARR each month - check all the wins announced from Jan of last year - this is documented
• Month 1 is Jan 2022
• lag is 9 months from winning the business to getting the first $100k payment
• CCR get the full amount of their predicted 'potential revenue'
• I've ignored seasonality to keep the numbers simple - so just + or - whatever you like
• I've not added in any unexpected upside - which in reality could come from many possible opportunities eg international, new vertical, faster onboarding...

Other possibilities
• CCR could use conversational AI to overhaul its 'human' call centre - bringing down costs
• brand pressure could accelerate the rate at which 'selling' debt is not pursued
• their insurance product could become a 'de facto' solution - helping to dominate that vertical and get CCR offshore...


Food for thought!