If conditions prove better than expected by CCP, say unemployent lower and recovers faster than thought, the PDLs with surely 'over earn'. So, presumably CCP with recognise more revenue for each dollar collected and that could mean amortisation falls as a percentage. Is this how/what you mean by CCP slowly capturing back over longer term the overestimation of its impairment?
Ann: Credit Corp Group FY20 Results Presentation, page-37
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