Ann: DBP obtains Commitments for $480M Refinancin, page-9

re: Ann: DBP obtains Commitments for $480M Re... This means that the low interest rate environment is only lining the pockets of the banks via increased margins. The "savings" businesses are supposed to be making through lower interest rates is not a reality. The banks are increasing their "take". They will lend you an umbrella when it's fine and take it away from you when it rains unless you pay more.