Ann: Dec 20 Appendix 4D & Financial Report, page-6

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    risk aversion was obviously a strong consideration the last 3 quarters. Diverting there focus to training staff and the technology arm was a master stroke. Signs of good management.
    i am looking forward to further acquisitions and the easing of international barriers that currently exist.
    they bunkered down and improved operations in-house ready for the next growth cycle. Onwards and upwards
 
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