Premium on physical silver coins at Perth Mint is about $5 per Oz and $2 on 1 kilo bars.
Think coin premiums are still very high, but bars are reasonable.
Maybe it's time for me to add few more kg bars to my rooms day pile. I like coins, but the premium makes me think of they are worth it.
Gold is different, but everyone should have 10oz in their possession.
we know global rate of ownership of PMs is like 0.5 percent, well down on historic average of 2-3 percent. One can argue that PMs are now irrelevant, but central banks as you have pointed out disagree.
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