Obviously you would know of ICU existing and substantial mobile...

Obviously you would know of ICU existing and substantial mobile payment processing business with tie ups with almost all of Msian local banks and many major merchants in the country. Adding the Bnpl model onto their current business would not be a major leap of faith. Time to roll out Bnpl with their level of connections would be mere months not years.

You knew what when you held , but choose to ignore the facts in order to downramp after you've sold.

And welcome to HC with your 45 posts you are probably just a novice starting out lol