ok so Arbor raised 3.3M US in seed funding, went bust nobody...

ok so Arbor raised 3.3M US in seed funding, went bust nobody even noticed. They didn't have a functional platform in any comparable form to Douugh. Up bank took 3 years to get to 400k users, I think Andy has bigger plans than that for the 1st year alone. We are up against big 4 and challenger banks here in Aus there's going to be causalities but if you look how long Douugh has been shaping their product for this market entry I think it would be surprising to say the least if they flop. you literally can't lose at 12m MC unless there's a capitulation. If that happens it's years of work down the drain, ain't gonna happen.