From a legal/regulatory standpoint, very little has changed. Advisors will need more qualifications but that's about it.
Hayne stated in his report that the law was not the problem, rather adherence to and enforcement of it.
Sure, FATCA and other related changes over time have been introduced, but FID have shown their ability to follow these to date. IFL, MLC, BT and others not so much...
So if there are increased compliance costs, it's because they weren't complying to begin with.
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