Short version from above ….
Brown Label ATM operators, who manage the hardware and lease the ATMs to banks (which then handle the software, connectivity, and cash management), are still responsible for ensuring that the parts of the operation under their control meet the required standards. The RBI mandates regular audits to ensure compliance with its security standards, and these audits typically culminate in the preparation of a SAR.
PS. Findi have been Brown Label ATM operators for a while now ….
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