Hehe, we have to be cautious to deal with the unaffordable risks but we should not draw a dismal picture which just scare the people in the bad market time. You need the insight and vision for your decision.
Pelm1 is too negative and may be too cautious about FMS IO. In the market, you could not win on everything. However it is great indicator that pelm1 has got some confidence about FMS.
Don't forget FMS is not FDL. You lost in FDL not means you will lose in FMS. The IO has changed everything. Just guess if no IO, how many of us would be with FMS now?
Hehe, we have to be cautious to deal with the unaffordable risks...
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