Ann: Form 8-K Current Report, Items 2.02 and 9.01, page-5

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    Hey mate, I should have clarified that this is based on market commentary and not my opinion. I haven't had the chance to absorb the report although I did manage to listen in on the Q&A in the Investor Preso.

    Also what came as a bit of a surprise to me is that Clearpay has pulled out of Europe. Not sure if anyone else was aware of this but I don't think that decision moved the needle (but still sad to see this happen).
 
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