Maybe re performance. The bigger problem for me is that the...

Maybe re performance.

The bigger problem for me is that the product they are selling is stale (except *maybe* the Europe, Japan and Asia funds), and is priced way too expensive. The investment process review (or whatever they called it, aka the "it's a review, but not a review, but we're making changes, or maybe not") just further confuses why would would pay top-dollar fees, plus a performance fee, for something you can get similar investments for at half-price if you shop around.

Even if the European, Japan and Asian funds weren't stale, they have no real traction in the market place, and the marketing of them has been stale for years. The Advertisements they have regularly put in the newspapers with some obscure art photo and a QR code link (often too small, so the ink smudges and doesn't work) that just takes you to the monthly reports has been a complete waste of money.