A lot of this report makes no sense.
$66.1m in debt with facilities drawn to $111.6m at the end of Dec22. They didn't have enough cash to pay down this debt. How did debt drop $45.5m in the matter of a month with cash dropping $15.8m?
Sezzle is safe in my opinion with a profitable last 8 months and looking to dual list on the NASDAQ.
Zip is on thin ice.
Adios Openpay.