At the end of the day reading all above comments both negative...

At the end of the day reading all above comments both negative and positive. It is very clear that even the people who are negative are conceding that Humm and Flexigroup will do well and have there own success story.
The people who are negative are saying that Humm will succeed and it's share price will increase but not to the level of Afterpay.
The people who are positive believe given that Humm has a buy now pay later scheme plus other products and is still in its infancy stage with a huge growth potential can one day reach the same value as Afterpay.
So at the end of the day EVERBODY believes that the share price will increase and the only thing in question is to what level and how high.
To me it's a no brainer. I would be buying as many Humm shares I could afford and then be very patient and wait for a nice healthy return and in my opinion it would at least be triple your money back.
Better than money in the bank