You might need to keep your short buddy. Consumer leasing has...

You might need to keep your short buddy. Consumer leasing has ceased but commercial leasing is still a core offering and included in transaction volume as stated in half year 20.

Commercial and Leasing.
Cash NPAT of $9.4m in 1H20, up 141%. Key points include:
• Australia Commercial renewed strategic focus towards
SMEs leading to an uplift in margins combined with
broadly similar volumes in 2Q20 against the prior
comparative period.
• Risk appetite tightened leading to cessation of equipment
finance vendor programs. This had the effect of changing
the portfolio mix to a higher credit quality.
• Consumer Leasing ceased and in book run-off which led
to reduced volumes as well as lower expenses.
• New Zealand Commercial volumes up and net losses/
ANR has reduced, reflecting the improved credit quality of
the portfolio.