As a retailer I am with FlexiGroup from last 10 years. Few years ago Certegy was the only option for us to offer interest free and they charge ridiculous amount of interest somewhere between 10-18% on each transaction, Now we got afterpay, ZiPPay and OpenPay which charges less than half of what Certegy (FXL) charges. we generally try to divert the finance approval purchases to Zippay , Afterpay or openpay as they cost very little to us.
Right now Afterpay offers only for purchases under $2000 if Afterpay offer the finance terms upto 10k then we don't need FlexiGroup financials in our store.
Even though it's undervalued but I am not seeing any growth in this company, So it's pointless to compare it with any growth company like Zippay, afterpay.
It's not customer friendly either , $75 dollars establishment fee for new contract and $8 monthly fees to keep the account and whether you are having finance or not
I am only sharing my opinion and GLTAH
As a retailer I am with FlexiGroup from last 10 years. Few years...
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