Ann: FXL retailer update 26 September 2019, page-58

Thanks for response Tamz. I can see FXL have been around for a long time and will have a deep understanding of the market they operate in. On the flipside they have always been a very aggressive marketing oriented Coy. I will keep looking into FXL's balance sheet and try to get some comfort. If you believe there is some sort of correction on the near horizon (I am leaning this way) I would have to guess FXL's debt might be called (assuming some down the line credit issues) before some of the bigger institutions (given housing backup and large deposit funding source). How they have armed themselves against this kind of thing is something i am keen on understanding. i'll dig around...