No mate. You're wrong. What industry r u in mate? Because I'm in the industry and you're just plain wrong. Afterpay is exposed to that risk and then they add the funding premium plus a service premium. You still don't get that afterpay now holds that risk. So under your warped logic, apt make a negative return as they charge less than they are exposed to. And don't give me the 'touch corp has built a system that mitigates this' because all gateways have fraud mitigation included. Such as red shield and 3DS.
No mate. You're wrong. What industry r u in mate? Because I'm in...
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